Utility Bill Breakdown Landing Page
How To Read Your [UTILITY NAME] Bill — And Compare Fixed Supply Rates
Find your supply charges and usage, calculate your supply rate, understand
seasonal peaks, and
use URate to pull live fixed-rate options in your area.
SUPPLY + USAGE = SUPPLY RATE
BILLS ARE BACKWARD-LOOKING
PEAKS CAN DOUBLE RATES
FIXED TERMS: 6–36+ MONTHS
MULTI-YEAR = INFLATION HEDGE
Delivery charges stay with the utility. Switching supply does not interrupt service — your utility still delivers energy and handles outages.
Bill Map
Where To Find Supply Charges And Usage
This is a single sample bill to show what to look for. Every utility formats bills
differently, but these labels exist on every bill.
JCP&L Sample Bill (Interactive)
Selected
A — Header / Utility
branding
Utility name, address block, and bill header info.
What to look for:
- Utility branding
- Return address
- Billing header
Supply Rate Calculator
If you want to check your supply rate: take Total Supply Charges and divide
by Total Usage for that bill.
Estimated Supply Rate
—
¢/kWh
Best time to lock in is often shoulder months. Fixed rates may look similar
or slightly higher then — but you avoid peaks when market rates can double.
Seasonality
Why Your Energy Charges Change
Electricity is historically higher in winter and summer. Gas is historically higher
in winter and fall.
Bills are backward-looking — by the time you see a high bill, you’re often already in
the middle/end of a peak season.
Peak demand periods
Shoulder months (often optimal timing)
People tend to shop after they see a high bill (peak season). The optimal time to lock in is
often during shoulder months — rates may look similar then, but you avoid the peaks.
URate
Live Fixed Supply Rates Available In Your Area
Fixed rates are set for the term of the contract (6–36+ months). Many
customers choose multi-year terms to hedge against inflation and protect against
peak demand pricing.
How To Use URate
1) ConfirmUtility + location.
2) Choose FuelElectric or gas.
3) Compare Terms6–36+ months.
4) Pick StrategyBudget, protection, or
flexibility.
Upload Bill (Free Analysis)
Validate your supply rate + get best-fit options
We’ll confirm your supply rate, compare your usage patterns, and recommend the
best term strategy.
Prototype placeholder — your dev can wire this to your analysis workflow.
Usage Pattern Compare
Choose the closest match. (If you upload a bill, this can be determined
automatically.)
Steady
Seasonal
Peak-Heavy
Steady: Often pairs well with balanced terms. Multi-year can still be
strong if inflation protection matters.
Spend more than $10,000/month? You should use Large Commercial pricing
for better results.
View Large Commercial →
FAQ
Frequently Asked Questions
This section is intentionally robust for SEO (“utility bill breakdown”, “supply
charge”, “delivery charge”, etc.) and it’s where conversions often happen.
Supply charges are the cost of the energy itself. Delivery charges are the utility’s
regulated infrastructure and delivery costs. Supply is the shoppable portion.
Take your Total Supply Charges and divide by your Total Usage for that
bill:
Supply Charges ÷ Usage = Supply Rate.
Electricity is historically higher in summer and winter. Natural gas is highest in
winter and often elevated in fall. Demand is the main driver.
Not always. Fixed rates trade short-term ups and downs for stability across the contract
term. During shoulder months they may look similar or slightly higher — the payoff is
avoiding peak pricing where market rates can double.
No. Your utility still delivers energy and handles outages. Switching supply changes
only the supply price component.
Replace [UTILITY NAME] dynamically per utility page. The FAQ can be templated with utility-specific variations.